One of the County's most successful independent estate agency and financial services company, with each office being run by an experienced partner and director making sure your move is in safe hands.
Buying
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Tips for those looking to buy:
Prepare your finances
Organise your financial situation and figure out what you can afford. We recommend that you acquire the services of a professional to ensure that you have reviewed everything necessary. Mortgage brokers offer strict packages nowadays, with the maximum amount being a lot less than what it use to be.
Be aware of additional costs
It is not uncommon for a house purchase to fall through despite the asking price being met. Legal fees, stamp duty and survey costs could become too expensive for potential home buyers. You need to ensure that you are prepared for all these types of fees before you begin the process.
Start the process as early as possible
It is better to have your mortgage application sorted as early as possible. Qualifying yourself for a mortgage towards the beginning of the process will put you in a much better position to buy.
Be honest and open with your agent
Your agent wants to find you the ideal house to meet your specific circumstances. It is worth providing your estate agent with as much information as possible, from your home being chain free to your ability to proceed with the purchase, so they can truly understand your motivation behind the move. It is also worth considering that your motivation may affect the budget and timescale of your move.
Understand the motivation of the seller
Often the motivation of the seller is a determining factor in the sale of their property. If they want to relocate promptly then they will be looking for a quick sale and will consider offers that are below their asking price. Understanding the motivation of a seller is understanding the type of price you are going to have to pay for that home
Protect yourself
Carrying out an independent survey before the purchase of your property is vital. Many older homes will require an extensive survey to potentially highlight any major defects that could affect the property's price. Even those this is more expensive, it will give you the information you need to know before you proceed with the purchase.
Similarly, you must be prepared with your insurance company to cover your new property, and any contents that may follow. Your mortgage company is likely to be more favourable towards your situation should you have your insurance already in place.
Be ready to offer the full asking price
There is nothing worse than finding your dream home and missing out. Everybody enjoys a bargain but sometimes it is worth offering the full asking price. With this in mind, make sure that you choose a property that is realistically going to accept your final offer.
Ask as many questions as possible
The more questions that you ask, the more confident you will be of your decision to buy or not to buy the house. Learn everything you can do. The agents and vendors are there to tell you what you need to know.
Research into the local area
Investigate into similar properties that have been sold in the area of your desired property and consider the prices that these sold at. Be aware that this is not always an accurate source, as many houses are sold quickly on behalf of lenders and developers. Have a look around the area in person with the people you will be living with.
Property Search
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